Bright Ideas

Read what our advisors and planners have to say about wisely managing your financial future.


Covid-19 has disrupted tax and retirement planning for small-business owners, especially those who focused on saving their businesses from the pandemic's fallout earlier this year. With some hard work, however, there is still time to get back on track by Dec. 31.

retired couple hiking and looking at map

Welcome back to the second installment of our COVID-19 Six-Month Review. We will pick up right where we left off, with three additional planning opportunities to take into consideration heading into year-end.

Entering the fourth quarter, all eyes are on the U.S. presidential election.  As is the case every four years, the dire predictions of what is to come if either candidate wins are now daily headlines.  Although we will hopefully have more clarity around the direction the country is headed after November 3rd, we want to remind investors that political promises and predictions are not always the way things turn out.

Labor Day signals the traditional conclusion of summer. Temperatures decline, the swimming pools close, and the last students head back to school. For many, it is a transitional time of year to reflect on a fun summer and then get back to business, refocusing on their annual goals and priorities.

With the U.S. election less than three months away, investors have begun bracing themselves for what is sure to be another vitriolic presidential campaign. Commentators across all media outlets are hyping this as a watershed event that will reshape the country for decades to come. This type of rhetoric can plant fear in the minds of investors as many of these “experts” are recommending dramatic portfolio changes based on the outcome.

It’s a universal truth that we learn things about ourselves during difficult times. So, perhaps now is the time to better understand your relationship with money so you do not let your stress behaviors derail your financial game plan.

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